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Our Mission

At Frankenmuth Credit Union we are growing trusted relationships by providing personalized financial solutions for our members and financial services that empower our communities.

Membership guide

Our Promise


  • I will treat you as an honored guest.
  • I will make it easy to do business with me.
  • I will identify your financial needs and offer a solution that will improve your financial life.
  • I will provide you with 'extra mile' service.
  • I will strive to deliver 100% accuracy.
  • I will treat you with the highest standards of professionalism.
  • I will address you by name.
  • I will thank you for your business.

Who is Frankenmuth Credit Union?

In 1964 Frankenmuth Credit Union was organized by the employees of Carling Brewery. They were looking for an alternative option for their financial needs. In the beginning only the employees of Carling Brewery, Zeilinger Beverage, Geyer's Brewery and Star of the West Milling could join the credit union - the brewers and millers. It wasn't uncommon in those early days when someone wanted a loan, if the credit union didn't have enough in savings, for staff from the credit union to walk around the brewery asking for additional deposits. People helping people! In 1969 Frankenmuth Credit Union had the for-thought to apply, and was granted, to have its charter changed to a community charter. This meant that people living or working in a geographical area could now join the credit union, not just the employees of certain businesses. Over the years our charter has grown from townships, to counties and today anyone that lives, works, worships or was educated in the state of Michigan can join Frankenmuth Credit Union. Even though we have grown we are still only interested in one thing - people helping people. We provide good old-fashioned hometown service coupled with sound financial advise specific for each of our members situations. We are rooted in the communities we serve and make an impact through our staff volunteer hours on community projects and our foundation.

Where is Frankenmuth Credit Union?

Frankenmuth Credit Union is blessed to be able to serve 17 communities with 22 branch locations.

  • Frankenmuth
  • Birch Run - Downtown
  • Birch Run - by Meijer
  • Vassar - M-15
  • Vassar - Downtown
  • Millington
  • Richville
  • Reese - Gateway
  • Saginaw Township - Town & Country
  • City of Saginaw - inside Bethel AME Church
  • City of Saginaw - SVRC Marketplace
  • Bay City
  • Essexville
  • Bridgeport
  • Freeland
  • Midland
  • Frankenmuth - Independence Village
  • Otisville
  • Caro
  • Cass City
  • Elkton
  • Rockford
  • Eagle CU - Frankenmuth High School
  • Rock It CU - Reese High School
  • Eagles Landing CU - Juniata Christian School
  • Panther CU - Birch Run High School

Members/owners of Frankenmuth Credit Union also have access to 19 FCU owned ATMs, over 35,000 surcharge free ATMs nationwide, over 1,000 shared branching locations, mobile, text, phone and online banking solutions.

What does it mean to be a Member/Owner?

Frankenmuth Credit Union is a member-owned not-for-profit cooperative. When you open an account at Frankenmuth Credit Union you are an owner of Frankenmuth Credit Union. This is why credit unions call the people that use their financial services members instead of customers. Unlike other financial providers, who have stockholders demanding profits, Frankenmuth Credit Union's #1 job is to provide our members with the most secure, fairly priced and convenient services. Frankenmuth Credit Union knows that if it weren't for the member/owners we would not be here; and we are committed to keeping our cooperative financially strong, which is better for all of our members. Frankenmuth Credit Union is run by a volunteer group of its members, who have been elected by their fellow members, to be on the Board of Directors.

How can I Join?

We have many branches in several communities, some with extended evening and Sunday hours, so we can serve you when it is most convenient for you. Can't make it to one of our branches, no problem get the ball rolling and apply for membership TODAY! Find out why almost 30,000 of your friends, neighbors and family members already say we are their hometown financial solution.

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