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Kasasa Cash Checking

3.00% APY*

What's better than free checking? Kasasa Cash is free checking that pays really high rates each month. Plus, there is no minimum balance to earn even our highest rate - that's a 3.00%APY*.

And we will refund your ATM fees, nationwide*. So you can withdraw cash when you need it. No more searching for a "free" ATM, whether you're in Michigan or on the road. Click Here to open a Kasasa Cash checking today!

Apply Online for a Frankenmuth CU Kasasa Cash Checking AccountApply Now

Free Kasasa Cash Checking includes:

  • 3.00% APY* on balances up to $15,000
  • 3.00% to 0.51% APY on balances over $15,000 depending on balance in account*
  • 0.01% APY* even if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Can link a free Kasasa Saver® account for even more cash
  • No minimum balance to earn rewards
  • No monthly service fees
  • Free online banking & bill pay
  • Free e-statements
  • Free debit card
  • Unlimited check writing
  • $15 minimum deposit to open
  • Add a free Kasasa Saver savings account to earn high rates of return on the first $100,000

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It's easy to earn your Kasasa Cash rewards!

By doing what you have always done with your debit card you can easily qualify for rewards. To earn your full rewards, do the following transactions and activities within your Kasasa Cash account during each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled and receive e-statement notices
  • Have at least one ACH debit withdrawal post and settle

That's it! Plus, if you miss your qualifications for the month, your account is always free. You are always able to earn the base interest rate; and you can get back to earning your complete rewards the very next month.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Cash: Balances up to $15,000 receive a non-compounding APY* of 3.00%; and balances over $15,000 earn .25% interest rate on the portion of balance over, resulting in a non-compounding range from 3.00% to .51% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Cash: All balances earn a non-compounding APY* of .01%. APY = Annual Percentage Yield. APYs accurate as of 01/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. In addition, you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within [sixty (60)] calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met ATM fees are not refunded. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. $15 minimum deposit is required to open the account. Receipt of electronic statements, one ACH debit and 15 debit card transactions are a condition(s) of these accounts. Enrollment in electronic services (e.g. electronic statements) are required to meet some of the account’s qualifications. Limit 1 account(s) per social security number individual taxpayer identification. A Kasasa Cash Back or Kasasa Cash account is required to have a Kasasa Saver account. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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