Kasasa Cash Back Checking
Want more than a receipt to show for your shopping? Free Kasasa Cash Back checking let’s you earn 2% cash back on up to $500 in everyday debit card purchases – no category restrictions, that's up to $10 in cash back each month. So you can buy more of what you want, not just gas or groceries.
We will even refund your ATM fees across the country when you would rather pay with cash. Plus, there’s no minimum balance to earn your rewards. Click Here to open a Kasasa Cash Back today!
Free Kasasa Cash Back Checking includes:
- 2% cash back on debit card purchases*
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- Can link to Kasasa Saver® for automatic savings
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking with bill pay
- Free e-statements
- Free debit card
- Add a free Kasasa Saver savings account to earn high rates of return on your first $100,000 in the account
- $15 minimum deposit to open
It’s easy to earn your Kasasa Cash Back rewards!
Meet simple qualifications and we’ll thank you in cash. Banking basics that save you time and save us money. To earn your full rewards, just do the following transactions and activities within your FCU Kasasa Cash Back account during each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and receive e-statement notices
- Have at least one ACH debit withdrawal post and settle
That’s it! And best of all, your FCU Kasasa Cash Back account is always free – even if you do not qualify for the month. Plus, you can get back to earning cash back and refunds on ATM fees the very next cycle!
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*APY=Annual Percentage Yield. APYs accurate as of 09/01/2018. Rates may change after account is opened. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 1.75%; and (2) balances over $100,000 in Kasasa Saver earn 0.25% dividends rate on the portion of the balance over $100,000, resulting in 1.75% - 0.95% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.01% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.