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FCU True Business Credit Card

  • Low Rate
  • Earn rewards on each purchase for Travel, Merchandise or Cash
  • No Cash Advance Fee
  • No Annual Fee
  • No Balance Transfer Fee
  • Flexible Repayment Option
  • Create Your Own Custom Card (visit on your smartphone. Member Perks > Create Custom Card)
  • 24/7 Fraud Monitoring


The most common benefits that may be available with your Mastercard include:

  • Extended Warranty
  • MasterRental - CDW
  • Purchase Assurance
  • Assist Medical Protection
  • Lost Luggage Assistance
  • Legal Referral Services
  • Trip Travel Assistance
  • Road Assist Services

To learn about the benefits available with your credit or debit Mastercard, call 1.800.Mastercard (1.800.627.8372) or call/text FCU support center at 989-497-1600 or click the link below.

 card benefits


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Merchant Services for Credit Cards

Whether you want to start accepting debit and credit cards for your sales for the very first time or have been with a provider for years and want to compare, we are here to help. FCU’s Business Merchant Services program is competitively priced and gives you local hands-on support and back-up support of a national company. Looking to be able to offer gift cards, or other options for your business, no problem FCU can do that too.

FCU's ScoreCard Rewards - For Travel, Merchandise or Cash!

With our ScoreCard rewards you earn points toward travel, merchandise or cash with every purchase you charge. Plus, every time you redeem points you have the flexibility of choosing what you will redeem for; this month you can redeem for cash, two years from now you could redeem for travel and the time after that you can redeem for merchandise. It's all up to you!  Plus, with FCU's ScoreCard rewards you accumulate points up to five years.

To redeem ScoreCard Reward points for travel or merchandise click here. To redeem points for cash, please contact us at or (989)497-1600. See below for examples of how our cash redemption works.

Visa Business Platinum Cash Rewards

  • 15,000 points - $150
  • 20,000 points - $200
  • 25,000 points - $250



  • Lost or Stolen Frankenmuth Credit Union Credit Card? Call 1.866.333.4740
  • Lost or Stolen Frankenmuth Credit Union Debit Card? Call 1.888.241.2510 (inside U.S.) or 1.909.941.1398 (outside U.S.)
  • Traveling and your credit card has been blocked?  Call 1.800.890.5097
  • Traveling and your debit card has been blocked?  Call 1.888.241.2440
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