FCU Locations & Hours

 At Frankenmuth Credit Union, we have 17 branch locations (soon to be 18).  Our members can also do their banking at over 1,000 shared branch locations and have access to over 35,000 surcharge free ATMs nationwide. On top of this FCU members have access to their accounts 24 hours a day, 365 days a year from virtually anywhere with our online, mobile, eDeposit and text banking solutions.



FCU's Mailing Address is:
P. O Box 209, Frankenmuth MI 48734

Please Note: none of FCU's individual branches receives U.S. Postal mail service directly.

Phone # for All Locations:
(989) 497-1600 or 1-800-221-8880


**Due to the remodeling of our Main Office, all FCU teller services in Frankenmuth are at 111 N. Main (corner of Main & Genesee) until the remodel is complete. Other services such as new accounts, loans, Rummel Insurance, mortgages, business services, investments etc will remain at our Main office. 111 N. Main is open from 7:30AM - 6:30PM Monday through Friday and Lobby 9AM - 12:30PM  Drive Thru 8am - 12:30pm on Saturday.*** 

Frankenmuth - Main Office
580 N. Main St.
Frankenmuth, MI 48734

*Features Full Service Drive Up 24 Hour ATM*

(Drive Thru at Main Office Closed during construction. Please refer to above 111 hours for teller services.)

  Lobby Hours:

Drive Thru Hours:

Monday 9am - 5pm 8am - 5:30pm
Tues. - Thurs. 10am -5pm 8am - 5:30pm
Friday 9am - 6pm 8am - 6pm
Saturday 9am - 12:30pm 8am - 12:30pm

 

Click here for Directions to our Frankenmuth Office.
Frankenmuth Fax # is : (989) 497-1659
 


Richville Office
9321 Sanilac (M46)
Richville, MI 48758

*Features Full Service 24 Hour Drive Up ATM*

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5:30pm
Tues. - Wed. 10am - 5pm 8am - 5:30pm
Thursday 10am - 5pm 10am - 5:30pm
Friday 9am - 6pm 8am - 6pm
Saturday  Drive Thru Only 9am - 12:30pm


Click here for Directions to our Richville Office.
Richville Fax # is: (989)868-3781
 


Town & Country Office - Saginaw
2796 Erna Dr.
 
Saginaw, MI 48603

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5pm
Tues.- Wed. 10am - 5pm 8am - 5pm
Thursday 10am - 5pm 10am - 5pm
Friday 9am - 6 pm 8am - 6pm
Saturday 9am - 1pm 9am - 1pm



Click here for Directions to our Saginaw Office.
Saginaw Fax #: (989)792-0477                     
 


Gateway Office - Reese
12638 E. Washington (M81)
Reese, MI 48757 

*Features Full Service 24 Hour Drive Up ATM*
 

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5pm
Tues. - Wed. 10am - 5pm 8am - 5pm
Thursday 10am - 5pm 10am - 5pm
Friday 9am - 6pm 8am - 6pm
Saturday  Drive Thru Only 9am - 12:30pm

 

Click here for Directions to our Reese Office.
Reese Fax #: (989)868-4031                   
 


Birch Run Office
8131 Main
Birch Run, MI 48415

*Features Full Service 24 Hour Drive Up ATM*

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5pm
Tues. - Wed. 10am - 5pm 8am - 5pm
Thursday 10am - 5pm 10am - 5pm
Friday 9am - 6pm 8am - 6pm
Saturday  Drive Thru Only 9am - 12:30pm


Click here for Directions to our Birch Run Office.
Birch Run Fax #: (989)624-4214
 



Birch Run Meijer Dr Office - Next to Meijer Gas Station
9430 Meijer South Dr
Birch Run, MI 48415

 *Features Full Service 24 Hour Walk Up ATM*

  Lobby Hours: Drive Thru Hours:
Monday 9am - 7pm 8am - 7pm
Tues. - Wed. 10am - 7pm 8am - 7pm
Thursday 10am - 7pm 10am - 7pm
Friday 9am - 7pm 8am - 7pm
Saturday 9am - 4pm 9am - 4pm
Sunday 10am - 4pm 10am - 4pm

Click Here for Directions to our Birch Run Meijer Office.
Birch Run Meijer Fax #: (989) 244-6400


Millington Office
8234 State (M15)
Millington, MI 48746

*Features Full Service 24 Hour Drive Up ATM*

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5pm
Tues. - Wed. 10am - 5pm 8am - 5pm
Thursday 10am - 5pm 10am - 5pm
Friday 9am - 6pm 8am - 6pm
Saturday  Drive Thru Only 9am - 12:30pm


Click here for Directions to our Millington Office.
Millington Office Fax #: (989)871-2250
 


Vassar Office
602 S. State (M15)
Vassar, MI 48768

*Features Full Service 24 Hour Drive Up ATM*

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5pm
Tues. - Wed. 10am - 5pm 8am - 5pm
Thursday 10am - 5pm 10am - 5pm
Friday 9am - 6pm 8am - 6pm
Saturday  Drive Thru Only 9am - 12:30pm


Click here for Directions to our Vassar Office.
Vassar Fax #: (989)823-3419
 


Independence Village Office - Frankenmuth
255 Mayer Rd.
 
Frankenmuth, MI 48734

*Features a Cash Dispensing Walk Up ATM*

  Lobby Hours:
Monday, Wednesday, & Friday 9am - 12:30pm

Click Here for Directions to our Independence Village Branch.


Otisville Office -Inside Denny's Supermarket
410 N. State Rd. (M15)
Otisville, MI 48463

*Features Full Service 24 Hour Drive Up ATM and Walk Up in-store ATM*

  Lobby Hours:
Mon. - Fri. 10am - 6pm
Saturday 9am - 12:30pm

 

 Click Here for Directions to our Otisville Office inside of Denny's Supermarket.
Otisville Fax #: 1-810-374-6445

 


 

Essexville Office - Across from Kroger
3017 Center Ave.
Essexville, MI 48732

  Lobby Hours: Drive Thru Hours:
Monday 9am - 6:30pm 8am - 6:30pm
Tues. - Wed. 10am - 6:30pm 8am - 6:30pm
Thursday 10am - 6:30pm 10am - 6:30pm
Friday 9am - 6:30pm 8am - 6:30pm
Saturday 9am - 2pm 9am - 2pm

 

Click Here for Directions to our Essexville Office on Center Avenue.
Essexville Fax #: 989-439-1016 


 

Freeland Office - by the intersection of Freeland Rd and Midland Rd.
115 S. Main Suite 2B
Freeland, MI 48623

  Lobby Hours:
Mon. - Wed. 9am - 5pm
Thursday 10am - 5pm
Friday 9am - 6pm
Saturday 9am - 12:30pm

  

Click Here for Directions to our Freeland Office.
Freeland Fax #: 989-573-8384 



Bethel AME Office - Saginaw
535 Cathay Street
Saginaw, MI 48601

 

 

Lobby Hours:
Monday 11am - 5:15pm
Wed. - Fri. 11am - 5:15pm
Sunday 12:30pm - 1:30pm

 ***Closing time may extend to 2pm on Sunday as needed ***

Click Here for Directions to our Bethel Office.
Bethel Office Fax #: 989-755-8004


Now Open - Cass City Office
6358 Main Street
Cass City, MI 48726

  Lobby Hours: Drive Thru Hours:
Monday 9am - 5pm 8am - 5:30pm
Tues. - Wed. 9am - 5pm 8am - 5:30pm
Thursday 10am - 5pm 10am - 5:30pm
Friday 9am - 6pm 8am - 6pm
Saturday 9am - 12:30pm 9am - 12:30pm

Click Here for Directions to our Cass City Office.
 


 

 Eagle Credit Union Branch
~For Students & Staff at Frankenmuth High School~
525 E. Genesee St.
Frankenmuth, MI 48734

Eagle Credit Union is operated by the students of Frankenmuth High School's Business Course in cooperation with and financial support from Frankenmuth Credit Union. Students learn every angle of running a financial institution from daily operations to marketing and budgets. Eagle Credit Union is open every Friday lunch hour during the school year. 


 Rock It Credit Union Branch
~For Students & Staff at Reese High School~
1696 S. Van Buren Rd.
Reese, MI 48757
Rock It Credit Union is operated by the students of Reese High School's Business class in cooperation with and financial support from Frankenmuth Credit Union. Students learn how to market and promote their in school Credit Union and to encourage good financial habits. Rock It Credit Union is open every Thursday lunch hour during the school year.

 


 

Eagles Landing Credit Union Branch
~for Students and Staff of Juniata Christian School~
5656 Washburn Rd
Vassar, MI 48768
Eagles Landing Credit Union is operated by the students of Juniata Christian School in cooperation with and financial support from Frankenmuth Credit Union.  Students learn real life examples of running a business and how to make sound financial decisions for their future.

 


 Panther Credit Union Branch

~for Students and Staff of Birch Run High School~
12450 Church St.
Birch Run, MI 48415

 

Panther Credit Union is just like FCU's other school run branches. The objective of all our school run branches is to give students real world experience on running a business, to learn strong financial habits and to teach the importance of giving back to their communities. It is a joy for Frankenmuth Credit Union to have this partnership with Birch Run School District to improve the students lives.

 


 

 

 

FCU ATM's

Frankenmuth
Satow Drug Store - 308 S. Main St.
Bavarian Inn Restaurant - 713 S. Main St.
Independence Village - 255 Mayer Rd.
Heritage Park - 601 Weiss St. (seasonal April 1st - Nov. 1st)
FCU Main Office* - 580 N. Main St. (24 Hour - Drive Up)
Frankenmuth Insurance - One Mutual Ave. (restricted access)

Frankentrost
JB Partystore - M46 & Portsmouth (24 Hour)

Birch Run
Meijer Drive Branch*  - 9430 Meijer South Drive (24 Hour - Walk Up)
FCU Birch Run Office* - 8131 Birch Run Rd. (24 Hour - Drive Up)
Credit Union Plus Office* - 9426 E. Birch Run Rd. (24 Hour - Drive Up)

Millington
FCU Millington Office* - 8234 State St./M-15 (24 Hour - Drive Up)

Vassar
FCU Vassar Office* - 602 S. State St./M-15 (24 Hour - Drive Up)

Richville
FCU Richville Office* - 9321 Sanilac Rd/M-46 (24 Hour - Drive Up)

Reese
FCU Reese Office* - 12638 Washington Rd. (24 Hour - Drive Up)

Otisville
FCU Otisville Office* (in parking lot at Denny's Supermarket) - 410 State/M-15 (24 Hour - Drive Up)
FCU Otisville Office (in entrance to Denny's Supermarket)

Bay City
Credit Union Plus Office* - 415 Washington Ave. (24 Hour - Drive Up)
Credit Union Plus Office* - 1003 Indiana at Euclid (24 Hour - Drive Up)

Essexville
FCU Essexville Office* - 3017 Center Ave. (24 Hour - Walk Up)
 

Anywhere
That's right, we have an ATM we co-own with Team One Credit Union that can work pretty much any where. Planning a festival or event and interested in an ATM on site? Contact Jenny at (989)497-1605 for more information.

             *Full service ATMs that will accept deposits, withdrawals, inquiries and more.


  

 

Shared Branching Program

Looking for more Frankenmuth Credit Union branch offices that are closer to you? We are part of the Xtend Network of Shared Branching. The Xtend program gives you access to over 75 branch locations for you to do your Frankenmuth Credit Union banking at. Click here to find all the branch offices that we are affiliated with.
 


Access Your Accounts By Phone! 

CU*Talk, our 24 hour audio response system, lets you check balances, transfer money, make loan payments, see what checks cleared and transfer to a family member's account in the credit union. All you need is your touch tone phone. Dial 1-800-860-5704 to access your accounts today. You will need a three digit credit union access code which is 112.

If you ever need to reach FCU and you are out of the 989 area code just dial 1-800-221-8880.

 


Need to Find a Surcharge Free ATM and Don't Have Internet Access?

Text MYCOOP (692667) from any mobile phone and in the body of the text enter an address (with city, state), zip code or intersection (with city, state) that you are looking for an ATM and in 30 seconds Co-Op will reply with Surcharge Free ATMs. There are over 23,000 surcharge free ATMs nationwide that are part of the CO-OP Network.

This service is FREE to FCU cardholders - only standard text-messaging rates apply!

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